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BoatUS “Cat” Team Tackles Matthew:

A Good Reason to Have Boat Liability Insurance


Photos: TowBoatUS Daytona

Recreational boaters are not required by law to have boat insurance. So while boaters debate if hull coverage (that covers damage to their boat) is right for them, having liability insurance coverage can prove to be a wise move. This vessel was fortunate to be covered through a BoatUS Marine Insurance Program liability insurance policy. Blown deep into dense mangroves by Hurricane Matthew near St. Augustine Florida, its removal is paid for though the policy’s liability coverage (up to policy limits).

The boat’s owner also has the benefit of salvage assistance provided by the BoatUS Marine Insurance Program’s Catastrophe Team which arranges for safe haul-out and secures the professional assistance and equipment necessary, such as barges, cranes, and transport services. Not all boat insurers offer this level of service after a storm, according to BoatUS Vice President of Public Affairs Scott Croft.

“Can you imagine the owner trying to recover this boat on his own?” asks Croft. “That’s why having BoatUS liability coverage, at a bare minimum, is a wise move.”

51-Footer Safely Recovered

Photo credit David R. Wiggin

The BoatUS Catastrophe Team arranges for the salvage of a 51-foot sailboat in St. Augustine, Florida. The vessel broke free from St. Augustine Marina during Hurricane Matthew and was safely refloated.





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